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Latest Amendments in Registration Act (Rajasthan): What Property Buyers & Banks Must Know

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Introduction

Property registration laws in Rajasthan have undergone major changes with the enforcement of the Registration (Rajasthan Amendment) Act, 2021, which came into force through official notification dated 02 December 2025. These amendments significantly impact property buyers, sellers, banks, NBFCs, and even common citizens.

Intellectual Associates, a trusted legal firm providing services across Rajasthan and Gujarat, brings you a clear and simplified explanation of these changes and offers complete assistance in getting your property documents legally registered without hassle.


Registration (Rajasthan Amendment) Act, 2021 – Now in Force

Although the Act was passed earlier, all provisions have now been officially enforced in Rajasthan. This means the amended law is mandatory and binding on all property transactions.

If you are dealing with:

  • Sale deeds

  • Agreements to sell

  • Mortgage by deposit of title deeds

  • Power of Attorney

you must comply with these new registration requirements.


Key Amendments Explained in Simple Language

1. Agreement to Sell – Registration Now Compulsory

Earlier, registration of an Agreement to Sell (ATS) was required only if possession was handed over.

🔴 Now:
Every agreement to sell immovable property must be registered, whether possession is given or not.

✔ Registration fee: 1% of value
✔ This fee will be adjusted at the time of final sale deed, where only ₹1,000 will be charged later.

👉 Intellectual Associates assists buyers and sellers in preparing and registering agreements to sell smoothly at the Sub-Registrar office.


2. Mortgage by Deposit of Title Deeds Must Be Registered

Banks and NBFCs commonly create equitable mortgages by depositing title deeds.

🔴 Now mandatory:
All documents relating to the creation of mortgage by deposit of title deeds must be registered.

✔ Registration fee: 1% (maximum ₹25,000)
✔ Applicable to banks and financial institutions

Intellectual Associates regularly assists banks and NBFCs in registering mortgage-related documents efficiently and legally.


3. Power of Attorney for Property Transfer

Any Power of Attorney authorizing transfer of immovable property, with or without consideration, must now be registered.

Unregistered POAs for property transfer will not be valid.


4. Certain Documents Cannot Be Registered (Section 22A)

The amended Act restricts registration in specific cases:

  • Property owned by Government, Municipality, Panchayat, etc. cannot be transferred without written authorization from the competent authority.

  • Transfer of property belonging to a minor is prohibited, unless court permission is obtained.

This protects public property and minors from illegal transfers.


5. Mandatory Intimation of Mortgage by Banks (Section 89 & 82A)

Banks and financial institutions must now:

✔ Inform the Sub-Registrar online about creation of mortgage
✔ Failure to do so can attract a penalty of up to ₹25,000

This ensures transparency and accurate public records.


Why These Amendments Matter to Common People

These changes aim to:

  • Prevent fraud and double selling of property

  • Protect buyers’ interests

  • Ensure proper government records

  • Strengthen legal safety in real-estate transactions

However, the procedures have become more technical and strict, making professional assistance essential.


How Intellectual Associates Can Help You

At Intellectual Associates, we provide end-to-end registration assistance, including:

✔ Drafting & registration of Sale Deeds
✔ Registration of Agreements to Sell
✔ Registration of Mortgage / Title Deposit Documents
✔ POA drafting and registration
✔ Support to Banks & NBFCs for compliance
✔ Coordination with Sub-Registrar offices

We ensure your documents are legally valid, compliant, and future-proof.


Conclusion

With the latest amendments to the Registration Act now enforced in Rajasthan, ignorance of law can lead to invalid documents and serious legal consequences.

Whether you are a property buyer, seller, bank, or investor, taking proper legal guidance is crucial.

Intellectual Associates stands ready to assist you with expert legal advice and hassle-free document registration services. Contact us today to ensure your property transaction is safe, lawful, and stress-free.

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